What to do when a debt collector contacts you
A phone call or letter is not proof you owe the amount being claimed. Start by checking who is contacting you and what they are collecting.
Read the guideCHRONIC DEBT
Category: <span>Collectors & lawsuits</span>
How to request debt verification without admitting the debt
A usable letter, a deadline to check, and a clear explanation of what a validation request can and cannot accomplish.
Read the guideServed with a debt lawsuit? Do these things first
A court summons is not another collection letter. The deadline to respond may be more important than the amount being demanded.
Read the guideWhen a debt may be too old to sue over
An old debt is not automatically canceled, and the deadline for suing is not the same as the credit-reporting period.
Read the guide